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A small share of merchant transactions accounts for a disproportionately large share of UPI's payment value, making targeted cost recovery more feasible
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The simple reason free high-value UPI makes no sense and no...

Ganesan Subramanian - 1
Should high-value UPI stay free? The free ride that stopped buying preference India’s UPI was built on a zero merchant discount rate. That choice turbocharged adoption...

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