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The deposits in these accounts are above Rs 2.03 lakh crore and about 34 crore RuPay cards have been issued in these accounts free of cost

Over 50 cr Jan Dhan accounts opened in 9 yrs since its launch in...

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Over Rs.2.03 lakh cr has been deposited in Jan Dhan accounts, about 34 cr RuPay cards issued The total number of Jan Dhan accounts have...
Jan Dhan accounts seeded with Aadhaar

Jan Dhan accounts accelerate with Aadhar platform

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Jan Dhan accounts seeded with Aadhaar The Minister of state for Finance Jayant Sinha said on Tuesday that the government has seeded...
PM Jan Dhan Yojana has helped the Govt of India make inroads in rural areas and bring underprivileged sections of society under the banking net

PM Jan Dhan Yojana speedily narrows banking gap in India, empowers women

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How successful is PM Jan Dhan Yojana in rural upliftment? The scheme PM Jan Dhan Yojana (PMJDY), has helped the Government of India make inroads...
A simple, elegant plan to get housing loans for all

Pradhan Mantri Awas Yojana (PMAY) – A proposition of Housing Loan for all

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Banks and formal financial institutions, save a government dictat to Public Sector Banks, have always been and are likely to be hesitant to lend...
Bank accounts v/s chit funds

Despite having access to bank accounts, most prefer risky Chit fund investments

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Bank accounts v/s Chit funds According to the World Bank estimate till 2011 only about 35% of Indians above the age 15 years had...
A clinical analysis of BJP (NDA) performance thus far.

BJP Report Card – Less than Stellar Performance

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Prime Minister Narendra Modi is fond of report cards. His campaign speeches are testimony to this fact. Most times he asks voters to politely...
Will the poor save more if cash is given digitally?

Is the common man willing to receive cash digitally?

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“Chodo cash ki baatein, cash ki baat purani”-this jingle came floating on the radio channel that I just switched on. It was a call...
How to salvage Namonitization? Author has a few suggestions.

Namonitization Aftershocks

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Why Namonitization did not succeed despite the best intentions of PM Modi? How come 80% of the Rs 15.4 lakh crores ($227 billion)...
By suddenly making 86% of currency illegal, Modi has become an agent of rapid change

Narendra Modi – Disrupter-in-Chief

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Two and a half years into his term, when hopes of big bang reforms were fading, Prime Minister Narendra Modi delivered the mother of...
Microfinance will thrive given the right momentum after demonetization

Going Cashless with Microfinance?

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Microfinance, as it stands today, is roughly a Rs.50,000 crore($6815 million) industry. As soon as the demonetization of high denomination currency announcement was made...

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