The latest record comes amid sustained investor interest in equity schemes, SIPs and other market-linked investment products
India’s mutual fund industry continued its strong growth trajectory in July, with net inflows reaching an all-time high, according to a report cited by ANI.
The latest figures point to sustained investor confidence in mutual funds, with growing participation from retail investors and continued momentum across investment categories.
The strong inflow comes amid a broader shift in household savings towards market-linked financial products, particularly equity-oriented mutual funds and systematic investment plans (SIPs).
Mutual funds see record inflows
The industry recorded a sharp rise in net inflows during July, taking overall fund mobilisation to a new high.
The development highlights the growing importance of mutual funds in India’s savings and investment landscape, as investors increasingly use professionally managed funds to gain exposure to equities, debt and other asset classes.
Recent AMFI data had already shown strong momentum in June, when equity mutual fund inflows rose 26.5% month-on-month to ₹28,973 crore. SIP contributions also climbed to a three-month high of ₹31,781 crore.
Retail investors remain key driver
SIPs have emerged as one of the biggest drivers of the mutual fund industry’s expansion.
The steady monthly contributions indicate that investors are increasingly opting for disciplined, regular investments rather than relying entirely on lump-sum allocations.
As of June, the number of SIP contributing accounts stood at around 9.78 crore, while SIP assets under management were about ₹17.70 lakh crore.
The trend suggests that mutual funds are becoming an increasingly mainstream avenue for household savings.
Equity funds attract strong interest
Equity-oriented schemes have continued to attract significant investor interest.
In June, mid-cap funds led equity inflows with around ₹6,090 crore, followed by small-cap funds with approximately ₹5,602 crore.
Hybrid schemes also recorded substantial inflows, while exchange-traded funds and other investment products continued to see investor participation.
Mutual fund industry expands
The industry’s overall assets under management stood at around ₹82.22 lakh crore at the end of June, up from ₹81.58 lakh crore in May, according to AMFI data.
The sustained inflows reflect a broader financialisation of household savings in India, with investors increasingly moving beyond traditional avenues such as fixed deposits and physical assets.
The July record further underlines the growing role of mutual funds in channelising domestic savings into financial markets.
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